Turns out a woman who waits for the bus the same time I do after work, is from Nepal.

She lives downtown in "affordable housing" not "low income housing." Nice building, bad neighborhood. She has kids, and has only been in the US for 3 years.

She mentioned something about the Red Maoist separatists or something like that (I didn't catch it all). Is that why you came here ? No. They came here "because we got green cards." Maybe some wealthy nonprofiteers are handing out green cards and cheap SF housing in Nepal ?! It's all beyond me.